These coalitions and organizations promote local Earned Income Tax Credit outreach campaigns and coordinate VITA free tax preparation for their respective communities.

Chattanooga Area
Urban League of Greater Chattanooga
Luz Hernandez
423-756-1762
lhernandez@ulchatt.net
http://www.ulchatt.net/economicdevelopment.html

Clarksville Area
Clarksville Regional Alliance for Financial Independence
United Way of Greater Clarksville
Lorraine Pratt or James Kendrick
931-647-4291
lpratt@unitedwayclarksville.org
http://www.unitedwayofclarksville.org/CRAFI

Knoxville Area
United Way of Greater Knoxville
Donna Deichert
865-521-5565
Deichertd@unitedwayknox.org
http://www.unitedwayknox.org/eitc.html

Nashville Area
Nashville Wealth Building Alliance
United Way of Metropolitan Nashville
Rachel Freeze
615-780-2444
Rachel.Freeze@unitedwaynashville.org
http://www.unitedwaynashville.org/nwba

Memphis Area (including Fayette, Lauderdale, Shelby, and Tipton counties)
EITC Alliance of Memphis
United Way of the Mid-South
Nidia Logan or Yvonne Howard
901-433-4300
Nidia.Logan@uwmidsouth.org or Yvonne.Logan@uwmidsouth.org
http://www.uwmidsouth.org/AboutUnitedWay/ Programs/Earned-Income-Tax-Credit-Alliance-and-SmartBucks.cfm

South Central Tennessee (including Bedford, Coffee, Franklin, Giles, Hickman, Lawrence, Lewis, Lincoln, Marshall, Maury, Moore, Perry, and Wayne Counties)
South Central Human Resource Agency
Jackie Hamlin
931-433-7182 X 130
j.hamlin@schra.us

West Tennessee (including Madison, Crockett, Hardeman, Gibson, McNairy, Weakley, Henderson, Haywood, Carroll and Dyer counties)
Family Self-Sufficiency Alliance of West Tennessee
United Way of West Tennessee
Tommy Schlindwein
731-422-1816
Schlindwein@unitedway.tn.org
http://www.unitedway.tn.org/initiatives/earnedincome/

Williamson County
CASH Alliance of Williamson County
United Way of Williamson County
Kathie Tharpe
615-771-2312
ktharpe@uwwc.org
http://www.uwwc.org/EITC.html

Financial Literacy and Asset-Building Partners

These partners promote financial literacy, asset-building, and/or saving through various partnerships and programs. [Use the EITC Symposium Agenda Booklet for copy and contact information]

2-1-1

2-1-1 is an easy-to-remember telephone number that connects people with important community services and volunteer opportunities. It’s a vital service that Tennesseans should not be without. United Ways of Tennessee and the Tennessee Alliance of Information and Referral Systems are working together to accelerate the statewide roll-out of 2-1-1.

Doug Fluegel, Tennessee 2-1-1 Director
United Way of Metropolitan Nashville
250 Venture Circle
Nashville, TN 37228
615-780-2430
Doug.Fluegel@unitedw nashville.org
www.211tn.org

Department of Human Services

Federal Deposit Insurance Corporation (FDIC)

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation' s banking system. The FDIC insures deposits at financial institutions and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The Division of Supervision and Consumer Protection (DSC) Community Affairs Program
function is to support the FDIC’s mission to promote stability and public confidence in the nation’s financial system by:

• encouraging financial institutions to invest in and meet the credit needs of the communities they serve and
• promoting laws, regulations, policies and programs that protect and inform consumers.

The FDIC has made a commitment to enlist 1, 000 members in the Money Smart Alliance, and deliver 100,000 copies of the Money Smart curricula in order to reach a total of 1 million adults throughout all 50 states.

Michael Powers, Community Affairs Specialist
Division of Supervision and Consumer Protection
5100 Poplar Avenue, Ste 1900, Room 1931
Memphis, TN 38137
901-821-5269
micpowers@fdic.gov
www.fdic.gov

Federal Reserve Bank of Atlanta (Middle and East Tennessee area)

The Federal Reserve Bank of Atlanta and the Federal Reserve Bank of St. Louis are part of the central bank of the United States and are actively involved in economic and financial education. By working with consumer-interest groups, faith-based organizations, government agencies, nonprofits, and other companies, the Federal Reserve helps provide the tools that people need to make informed financial
decisions.

Outreach programs provided by the Federal Reserve include community partnerships, educator workshops, bank consumer complaint information, train-the-trainer seminars, and educational materials. Please visit the following Web sites for additional information: www.federalreserveeducation.org/PFED

Nashville Contact:
Jessica LeVeen Farr, Community Development Specialist
615-251-7360
Jessica.Leveen@atl.frb.org

Jackie Morgan, Economic Financial Education Specialist
615-251-7239
Jackie.Morgan@atl.frb.org

Federal Reserve Bank of St. Louis (West Tennessee area)

Memphis Region Contact:
Kathy Moore Cowan, Community Development Specialist
901-579-4103
Kathy.M.Cowan@stls.frb.org

RISE Foundation

Corky Neale
Director of Research
22 North Front St. Suite 680
Memphis, TN 38103
901.507.8884
901.507.6640 (fax)
corky@risememphis.org

RISE Foundation of Memphis began in 1999 to empower low income residents of Memphis and Shelby County to build and sustain assets. The core RISE program is called Save Up and offers Individual Development Accounts (IDAs) or matched savings where RISE uses its own fund to match the savings of participants for the purchase of an asset. To date RISE assisted some 350 EITC eligible families gain assets valued in excess of $5.5 million. RISE is heavily engaged in basic financial education delivered in the workplace through the Common Cents program; over 1500 wage earners and 25 major employers have benefited from the dissemination of personal money skills. RISE acts as the convener and funder of the Memphis Responsible Lending Collaborative, a major community based collaboration of some 120 nonprofits, public agencies, financial institutions, churches and civic organizations devoted to preventing abusive lending practices through research, information sharing, public policy advocacy and financial education. Please visit the RISE Web site at www.risememphis.org for more information.

Tennessee Association of Community Action (TACA)

Tennessee Association of Community Action’s (TACA) mission is: empowering local agencies through advocacy, training, and the provision of technical assistance to promote self-sufficiency and personal growth in the individuals, families and communities of Tennessee.

A Community Action Agency (CAA) carries out its mission through a variety of means:

1. community-wide assessments of needs and strengths,
2. comprehensive anti-poverty plans and strategies,
3. provision of a broad range of direct services,
4. mobilization of financial and non-financial resources,
5. advocacy on behalf of low-income people, and
6. partnerships with other community-based organizations to eliminate poverty.

Julie Bunch, Executive Director
810 Brown Avenue
Kingston, TN 37763
865-376-8832
865-376-2983 fax
jbunch_taca@bellsouth.net
www.tncommunityaction.org

Tennessee Conference on Social Welfare

The Tennessee Conference on Social Welfare (TCSW), established in 1913, is a multi-issue statewide organization with six regional volunteer networks dedicated to the mission of “improving the social and economic well-being of Tennesseans.” With over 1500 individual members and 160 organizational members, TCSW works as a powerful system steward and weaver to implement best programs, policies, proficiencies and public awareness of short and long term opportunities for advancement. TCSW program services include state-level issue education with decision-makers, community connections for service learning, and regional networks to strengthen families and communities.

Shelby Tabeling, Executive Director
2008 8th Avenue South
Nashville, TN 37204
615-313-9980
shelby.tabeling@tcsw.org
www.tcsw.org

Tennessee Department of Financial Institutions

The primary statutory mission of the Department of Financial Institutions is to provide the citizens of Tennessee with a sound system of state-chartered financial institutions by providing for and encouraging the development of depository financial institutions while restricting their activities to the extent necessary to safeguard the interests of depositors; and seeking to ensure compliance by both depository and non-depository financial institutions with governing law and regulation.

The mission of the Consumer Resources Division is to be a clearinghouse for Tennesseans for financial information, education and assistance. The Division helps consumers through two key avenues: consumer protection and consumer education.

Alan Smith, Assistant Commissioner
Tennessee Department of Financial Institutions
Consumer Resources Division
511 Union Street, Ste 400
Nashville, TN 37219
615-253-2023
alan.smith@state.tn.us
http://state.tn.us/tdfi/crd/index.html

Tennessee Housing Development Agency (THDA)

Tennessee Housing Development Agency was designed to support the housing needs of Tennesseans of low and moderate income. It has programs to assist families buy homes, rent homes and apartments, rehabilitate housing, both for homeownership, and rental, and to build housing of various sorts. It also administers programs to support developers rehabilitating and building housing for various clientele. See www.thda.org for program descriptions.

Tennessee Saves

University of Tennessee Extension, working with other state and national organizational partners, has launched a comprehensive state wide program to help Tennesseans save and build wealth. Through financial and savings education, the objectives of the Tennessee Saves program include building and protecting wealth, planning for a secure financial future, paying down debt, and protecting against
financial fraud.

Dena Wise
Family & Consumer Sciences
University of Tennessee
2621 Morgan Circle
218 Morgan Hall
Knoxville, TN 37996-4512
865-974-8198
dkwise@utk.edu
www.tennesseesaves.org

United Way of Greater Chattanooga

United Ways of Tennessee

United Ways of Tennessee is a state wide orgnization providing member support services to 39 United Ways throughout the state. As Tennessee' s leading community solutions provider, United Way is the driving force behind many initiatives that provide solutions to our state' s most critical needs.

United Ways of Tennessee also act as the Site Sponsor for Americorps*VISTA projects and placements at local United Ways.

Mary Graham, President
Ellyn Wilbur, Director of Community Initiatives (VISTA contact)
United Ways of Tennessee
250 Venture Circle
Nashville, TN 37228
615-780-2434 (Mary Graham)
615-780-2440 (Ellyn Wilbur)
Mary.Graham@uwtn.org
Ellyn.Wilbur@uwtn.org
www.uwtn.org